Bowers Capital Management is an independent, licensed registered investment advisor, located in Georgetown, Indiana, about 10 miles west of Louisville, Kentucky. The area is known as 'Kentuckiana.'

Bill Bowers left a career in public accounting for the investment business in 1986, with Merrill Lynch.  When he saw the opportunity to better-provide a service that brokerage companies and mutual funds do poorly—offer financial planning; and manage stocks and bonds—he retired from the brokerage business and started Bowers Capital.

He prepares financial plans, and directly manages accounts, for clients in ten states.

His average client has been with him for sixteen years.

Originally from Arkansas, Bill lives with his wife, Marie, in Georgetown.

Bowers Capital Management
Registered Investment Advisor
1908 Meadowood Drive
Georgetown, IN 47122

Firm CRD#120895 / Individual CRD#1576512

Bill Bowers

(812) 951-0380

Email: bill.bowers@insightbb.com

Initial Meetings, by appointment:

• Cost: There are no charges for introductory, fact finding, meetings.
• Discuss your current situation and goals.
• Review & discuss your risk profile.
  • You can answer the risk profile questions online and in about 5 minutes.  See instructions below for "Risk Profile Questionnaire."
• Review & discuss your asset allocation plan.
  • If possible, I like to run as asset allocation plan of your existing portfolio before we meet.  I'll need a detailed listing of your existing portfolio to produce the asset allocation plan.  So when we meet we will already have a clear picture of what you have.  Defining your goals will be the main focus of our meeting.
• Place: My office, your home, or other location of your choosing.
• Time: Usually after 30 minutes to an hour we both will know if we are well suited for this partnership. 
• What to bring with you:
  • Account Statements: If you didn't provide account statements prior to our meeting, bring them with you.  Joint accounts, company retirement plans, IRAs, Roth IRAs, etc. 
  • Dreams & Goals: To define your goals you simply have to think about what you want for your future.
    • increase or maintain present standard of living through retirement
    • annual travel
    • start a new business
    • new home / vacation home
    • college expenses
    • new vehicles every X number of years
    • boats, planes
    • start a small business
    • make your money outlive you
    • the more financial goals, the better
• Read this website:  This website gives a good summary of my investment philosophy, and the practices or behaviors that I employ when performing financial planning, asset management and advising.  There are only about a dozen pages and most aren't full pages of text.  It's an easy read.  If you don't understand a little or a lot, bring your questions to the meeting.  There are no stupid questions.
• Risk Profile Questionnaire: To complete the risk profile questionnaire, click here.

Stop concerning yourself with whether your mutual funds are Morningstar five-star rated funds, for that is an illusion that is a part of the distraction from what matters.  Forget about star ratings altogether.  Forget about what your neighbor said is a great investment, and most importantly forget about what the media says you should do, for the media loves to tell us that we should always be doing something.

What we should be doing is not allowing the media to influence our investment decisions at all, except to report downswings and maybe buy more shares of the greatest companies in the world.

Your investment decisions--and thus, your emotions--are the most important thing I manage for you with ongoing advice.  Your assets are secondary to avoiding these mistakes.  Security selection and timing are a distant third in importance.